Want to Improve Your Long Term Finances? Stop Doing This One Thing

  I vividly remember the day that I realized I was party to a privileged upbringing. I am dating myself here, but it was 1998 and I was a freshman in college at the time (and yes, it really did take that long for me to get it!). I was attending a party with some of my fellow Lowe’s employees after work late one night. As I was leaving, my friends walked out with me to my car. I unlocked the door of my full-size ’92 Mercury Grand Marquis (similar to the one pictured above only mine was a pinkish-gold color!) and one of my friends gasped. Embarrassed by the “old person” car that I was driving, I cringed as I asked her what was wrong. Her eyes were wide as she was taking in the wood-grain trim and the smooth leather interior while simultaneously asking…