Basics of Budgeting

  I am a natural born saver. I was always the kid who had Halloween candy left over months after the holiday. Once I got a job, my parents would borrow money from me so they didn’t have to make a trip to the ATM. So, it’s obvious to assume that I enjoy budgeting, and you would be correct. But I know not everyone does. Some of us are savers and some of us are spenders. So how do you get a spender on board with a saver to make a plan that works for everyone?   Change Your Thoughts, Change Your Behaviors One of the easiest methods is simply psychological. It’s all about perception and semantics. A budget is simply a plan for your money. It’s not meant to be a straight jacket restricting your freedom. Call it a spending plan. Call it your money…