Dave Ramsey Gives Great Advice–But Here’s Where He’s Wrong

This post may contain affiliate links. I never recommend something I haven’t tried myself. All opinions are 100% mine.   If you’re familiar at all with public figures in the personal finance realm, you’ve likely heard of Dave Ramsey. He’s a radio host, author and motivational speaker with a Christian perspective, who teaches people how to beat debt and build wealth with his 7 Baby Steps. A few of his hallmarks: he’s anti-debt and pro-cash. He has a lot of great advice, but there’s one piece of his program that I really disagree with—and listening to it could potentially cost you a whole lot of money.   So, let’s first talk about his program. Dave Ramsey developed the Financial Peace University and if your financial prowess consists of simply collecting your paycheck and paying your bills, then it’s…