The App Battle for Price Protection Supremacy is On

  Have you ever completed an online purchase, thinking you got a great deal, only to find a few days later, said purchase is now on sale? So what do you do–complain about your bad luck and let it go? Dig out your receipt, drive to the store and wait in the return line to beg the rep to credit you the difference? Return your item and repurchase it at the lower cost? File a price protection claim with your credit card company and wait for a refund? Or what if the price dropped and you didn’t even know it?! Well, I’ve got five little words for you: there’s an app for that! There are actually two price protection apps that I recommend and I’ll introduce you to one and give you an update on another that I’ve…

Dave Ramsey Gives Great Advice–But Here’s Where He’s Wrong

This post may contain affiliate links. I never recommend something I haven’t tried myself. All opinions are 100% mine.   If you’re familiar at all with public figures in the personal finance realm, you’ve likely heard of Dave Ramsey. He’s a radio host, author and motivational speaker with a Christian perspective, who teaches people how to beat debt and build wealth with his 7 Baby Steps. A few of his hallmarks: he’s anti-debt and pro-cash. He has a lot of great advice, but there’s one piece of his program that I really disagree with—and listening to it could potentially cost you a whole lot of money.   So, let’s first talk about his program. Dave Ramsey developed the Financial Peace University and if your financial prowess consists of simply collecting your paycheck and paying your bills, then it’s…

The Best Places to Get Your Cash Back

This post may contain affiliate links. All opinions and experiences are 100% mine. I never recommend a company or product that I haven’t tried and used myself.   I am a bargain hunter by nature, always have been. Not always smart about it though–in my younger days, I have been known to buy a cute pair of sandals that were two sizes too small because they were only $10 and the leather “should stretch out over time!” You guessed it; I wore them one time for a grand total of an hour, couldn’t return them and was out $10. Don’t be like the old me! Nowadays, I’m smarter about my bargain hunting and planned purchases. Anything unplanned, I have a customary two to seven day waiting period before I decide if I really love that item enough to…