Dave Ramsey Gives Great Advice–But Here’s Where He’s Wrong

This post may contain affiliate links. I never recommend something I haven’t tried myself. All opinions are 100% mine.   If you’re familiar at all with public figures in the personal finance realm, you’ve likely heard of Dave Ramsey. He’s a radio host, author and motivational speaker with a Christian perspective, who teaches people how to beat debt and build wealth with his 7 Baby Steps. A few of his hallmarks: he’s anti-debt and pro-cash. He has a lot of great advice, but there’s one piece of his program that I really disagree with—and listening to it could potentially cost you a whole lot of money.   So, let’s first talk about his program. Dave Ramsey developed the Financial Peace University and if your financial prowess consists of simply collecting your paycheck and paying your bills, then it’s…

Welcome!

When I decided to start this blog, I began by checking out what was already being shared by other bloggers in this same subject space. I found a lot of similar information being presented, which to some extent is expected because being successful in personal finance is, at its core, a matter of keeping both your wants and your needs below your earnings. The ways you choose to do that vary greatly and we’ve all heard some cost-cutting advice before. I will likely repeat some things you’ve already heard or know, but some information should be reiterated simply because it really works! After all, repetition is the key to learning and creating new habits. However, I also plan to set myself apart by introducing you to some new tips and ideas for saving and earning money on your way to financial wellness. I first became…