How I Scored an Instant Pot Pressure Cooker for Free

This post contains affiliate links. I never recommend anything I don’t use or believe in. All opinions are 100% mine.   I think most anyone who knows me well, and had to describe me in just a few words, would call me a hardcore bargain hunter. Everyone may not have the extra few minutes it takes to score a really good deal, but sometimes it’s simply a matter of ingenuity and timing. I recently scored the oh-so-trendy Instant Pot…for free. Actually, that’s not true. I ended up making money on the purchase! While everyone was oohing and aahing over the Amazon Prime deal on the 8 qt Instant Pot for $90 a few weeks back, I was holding strong. That was a good value but I’m glad I waited. I’ll take the 6 qt version for…

5 Best Grocery Apps for Cutting Food Costs

This post may contain affiliate links. All opinions and recommendations are 100% mine. Using the Best Grocery Apps to Cut Your Food Budget   Saving money on food is one of the most impactful areas of the budget to cut back. After housing and transportation costs (includes auto loans, maintenance and fuel), food comes in third as the biggest portion of the American household budget; if you own your cars outright, it’s likely that your food costs then come in second. Food costs, including both eating out and at home, comprise about 10% of the average family’s pretax income. So, it should come as no surprise that the desire to cut those costs back as much as possible has led to a rise in the popularity of grocery apps. And there are lots of them to choose from. Here are the 5 best grocery apps that I use…

How We Made Big Cuts to Our Utility Budget

This post may contain affiliate links. All opinions and experiences are 100% mine. I never recommend something that I haven’t tried and used myself.   Have you ever sat down and figured out how much it costs to run your house for an entire year? I do this every year at tax time (speak of the devil!) so that we can write off a percentage of our usage for running a business from our home office. I’m always amazed at how much it actually costs to power our certified “energy-efficient” home. I have a few ways that we’ve made some big cost-cutting changes to help our utility budget. And I’m not talking about LED bulbs, programmable thermostats, faucet aerators and shorter showers (though all of those things are great and you should look into them)… Let me start by saying, if you…

How I Feed My Family of 6 on $125 a Week

  Maybe $125 a week sounds like a lot to you depending on your situation, but it’s not much for our family of 6, especially considering the size of my son’s appetite! ? Getting all that we need for that amount does take some work and it all begins with two little words that may cause some dread: meal planning. I fought against it for a long time, but then I discovered the Home Headquarters kit from LoveandMoney.com (they also have a storefront on Amazon if you have Prime!). It’s a command center for your home to keep you organized, which helps you save money. The kit includes frames to place templates behind so you can use dry erase markers to make and change plans, a wall calendar to keep track of everyone’s schedules, a jelly jar and hardware to hold writing utensils, and a chalkboard…

Welcome!

When I decided to start this blog, I began by checking out what was already being shared by other bloggers in this same subject space. I found a lot of similar information being presented, which to some extent is expected because being successful in personal finance is, at its core, a matter of keeping both your wants and your needs below your earnings. The ways you choose to do that vary greatly and we’ve all heard some cost-cutting advice before. I will likely repeat some things you’ve already heard or know, but some information should be reiterated simply because it really works! After all, repetition is the key to learning and creating new habits. However, I also plan to set myself apart by introducing you to some new tips and ideas for saving and earning money on your way to financial wellness. I first became…